346 North Ironwood Drive
South Bend, Indiana 46615
Phone 574-287-3500
Fax 574-235-6629
Associates licensed in
Indiana and Michigan.
Dunbar Mortgage
Attention First-time Home Buyers
If you have not owned a home in the last three years, you may be eligible. Contact us for details.
Dunbar Mortgage & Associates provides a full range of mortgage programs to assist with the purchase of a new home or in refinancing your existing home. They have established relationships with a number of quality lenders throughout the Midwest to offer some of the most competitive rates in the area. Dunbar Mortgage & Associates is licensed in Indiana and Michigan.
What Makes Dunbar Different?
- Free pre-approval
- Full range of programs and products
- Competitive rates and fees
- Efficient in-house local processing
- Same day loan approval
- Professional and personalized service
- Over 100 years of experience and knowledge
- Highly respected in the real estate community
- Courteous, respectful and trustworthy
- Committed to excellence
What to bring to apply for a mortgage?
- Copy of Purchase Agreement - Fully executed with all signatures
- Copy of Legal Description and Tax Information (Listing Information).
- Social Security Numbers
- Last 2 months bank statements (all pages) for all accounts (i.e. checking, savings, CD's, Money Market, IRA, 401K)
- Savings Bonds - make a list of bond numbers with value of each Stock Evidence
- Debts - account numbers, addresses, monthly payment, balance
- Mortgage Loans - Name & address of lender, account number, monthly payment & balance
- Gift Letter - to be completed by all parties, copy of certified gift check, & proof of deposit
- Names, addresses and phone numbers of employers for last 2 years.
- W2's for last 2 years
- Copy of most recent pay stub(s) to cover a one month period
- Self Employed Borrowers:
- 2 years Federal Income Tax Forms with all schedules attached Year to Date Profit and Loss Statement and Balance Sheet
- Disability, Retirement, or Social Security Income Verification:
- Copy of check (or bank statement if direct deposited) Current awards letter
- Copy of Divorce Decree and Property Settlement
- Copy of Bankruptcy Discharge and Schedule of Debts with Statement of Financial Affairs (if applicable)
- Leases or Rental Agreements on Investment Properties
- VA Loans:
- DD214 Separation Paper - Member Copy 4
- ORIGINAL Certificate of Eligibility
- Application Fee (Credit Report & Appraisal Fee)
