**OPEN HOUSE SATURDAY 11am-1pm 10/17//26** Timeless brick, beautiful hardwoods, and a backyard worth slowing down for?welcome to 650 N Riley Street! Situated on approximately .505 acre in Kendallville, this 3-bedroom home offers 1 full bath, 2 half baths, and approximately 2,074 square feet of finished living space, plus a full basement and detached garage. Hardwood flooring, detailed trim, and a fireplace showcase its 1950 character, while a large upstairs loft provides flexible space for an office, hobbies, or another gathering area. A walk-in closet adds convenient storage. The kitchen features new cabinets, newer countertops, and an included gas range, refrigerator, dishwasher, and microwave. Updates include a brand-new roof, new interior doors, newer windows throughout, and a furnace and central air approximately four years old. The home also offers 200-amp electrical service and a water heater dating to 2014. The basement includes laundry, storage, and an additional kitchen area with a sink, electric range, and refrigerator. Both basement appliances and two dehumidifiers stay. Outside, the fenced backyard features a beautiful tree line and colorful landscaping, with room to garden, entertain, or unwind. A detached garage and driveway provide parking, and nearby shopping, restaurants, schools, and highway access keep everyday destinations within easy reach. Come explore the space, charm, and updates this home has to offer! Located in a USDA-eligible area?100% financing may be available to qualified buyers, subject to lender approval and USDA requirements.