Welcome to this well-designed bi-level home in the desirable Jefferson Park subdivision of Valparaiso--offering space, flexibility, and a layout that truly works for everyday living. Major updates provide peace of mind, including a NEW ROOF & SIDING (May 2026) and a newer HVAC system, allowing you to focus on enjoying your home from day one. The upper level features three comfortable bedrooms, including a primary suite with its own private half bath, along with a full hallway bath to serve the additional bedrooms. The layout flows effortlessly into an updated kitchen that truly anchors the home, complete with a large center island offering abundant storage and seating--perfect for casual dining, entertaining, or gathering with friends and family. Just off the kitchen, a wooden deck overlooks the fully enclosed backyard, enhanced by a newer wood privacy fence, creating a great outdoor space to relax or entertain. The lower level expands your living options with a spacious main living area, a full bathroom, and a fourth bedroom that offers something truly unique. Within this bedroom is a dedicated workspace--previously used as a hair salon--creating a versatile setup that could function as a home office, creative studio, or private retreat all within one thoughtfully designed space. Direct access to the oversized attached garage adds everyday convenience and functionality. Situated in a well-established neighborhood known for its sense of community, Jefferson Park offers easy access to Valparaiso's vibrant downtown, parks, shopping, dining, and top-rated schools. This home combines versatility, comfort, and location--making it a great opportunity for a variety of lifestyles. AGENTS - SEE PRIVATE REMARKS!