Your Resources

How much home can you afford?

Most people have a general idea of how much they feel comfortable spending. It's equally important to know how much your lender calculates you can afford. With assistance provided by your Cressy & Everett Real Estate sales professional, you'll be able to better prepare the many details required during the financing application process. Read More >

What type of home do you want?

Next you'll want to define your needs, tastes and preferences for your new home. You may quickly prioritize your requirements. By discussing this now, you'll save plenty of time during the house-hunting process. Your Cressy & Everett Real Estate sales professional will show you only the houses that fit these requirements. READ MORE >

Now is an ideal time to buy!

In most markets prices won't go any lower and there is an abundance of inventory. Inventory of homes for sale is at a 15-year high. There are many options out there for buyers and sellers who are willing to negotiate and work towards a win-win situation for both parties. READ MORE >

FHA Loans Set to Increase

There are many choices for buyers looking for mortgages in this market. One option, FHA home loans, are a viable alternative for many first time buyers. READ MORE >

Mortgages are at Historically Low Rates

For buyers who qualify, mortgage rates are near historical lows. They are hovering right around 5.1% in 2011, the same as they were 45 years ago. READ MORE >

The Value of Your Investment

Despite some contrary media reports and some moderate losses in value in the short-term, home values long-term have and will continue to rise. Real estate is a long-term investment. READ MORE >

Every Market is Different

Remember that all real estate is local and that all markets are different. There are opportunities out there for buyers if you're willing to look. READ MORE >

Benefits of Ownership

Owning a home is the American dream. It not only allows for valuable tax benefits but it also provides shelter and security to families. READ MORE >

Housing Market Facts

NAR (National Association of Realtors®) has created a new web site HousingMarketFacts.com to help consumers find out the latest information about the housing market and the issues that affect you, information specifically for buyers, how to do more research, and learn more about the benefits of home ownership.

Home Ownership is an Investment in Your Future

A Federal Reserve study has shown that the average homeowner's net worth is 46 times the net worth of the average renter. The average homeowners' net worth is $184,400 compared to $4,000 for renters.