Posts from February 2019
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25
6 Tips for Keeping Your Indiana Home Cozy All Winter Long
No matter how cold it gets outside, our real estate agents are here to help you find the perfect Indiana home for you. Our team works in rain, shine, or even the Indiana snow.
That said, it's important to recognize that Indiana winters can be fierce. Especially if you're new to the state, it's vital to prepare your home well in advance.
Of course, our winters in Indiana aren't the worst. No matter where you're from, you'll soon get the hang of things. All you need to do is get the right information in front of you early on.
Yes, some parts of Indiana can have major winter storms. Most trouble in the cold season isn't caused by heavy snow; however, it comes about as a result of putting off preparations.
Here's how you can get your home ready and keep it comfortable all winter long.
- Use Natural Light to Get a Head Start on Heating
The sun remains the most energy efficient heater around. Even in the dead of winter, most days will have some sun. Part the curtains, raise the blinds and open the shutters to let heat in during the day. Then, close windows up tight and cover them to keep the heat from escaping overnight.
18
Why It's Cool to Buy a Michiana Home this Winter
What's on your winter checklist? Winterize your vehicle? Get the kids new snow boots?
Buy a home?
Believe it or not, the winter season is actually a great time to purchase a home in the Northern Indiana and Southwestern Michigan real estate area (a.k.a Michiana). Most prospective homebuyers are surprised when our real estate agents inform them about the many advantages of purchasing a home during these snowy months. Our team at Cressy & Everett Real Estate, feel that all future homebuyers should be aware of the perks that come with viewing and putting an offer on a home during this time of the year.
11
7 Tips When You're Moving with a Dog
Celebrate National Love Your Pet Day
Some people are shy to admit that their pets are really members of the household. The one day you can trumpet your pet partiality is February 20, National Love Your Pet Day. Shed your shyness like so much pet fur on the ol' couch and make your pet's move from an old home to new digs an enjoyable experience.
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Alone Time
Before movers arrive, round up Fido and find him a secluded spot. This might be the garage, or a guest bedroom with most of the furniture already moved out. Keep the pet away from the commotion and out of people's way.
At the other end of the move, set up a secluded spot in the new home for Spot to acclimate and load it up with familiar toys. Avoid washing pet bedding the week before the move, so some memory of a comforting corner stays with your pet.
4
Mastering The 5C's of Credit When You're Buying a Home
Deciding you're ready to buy your first home is both exhilarating and intimidating. It takes time and effort to scrimp and save up enough for a down payment, then comes the exciting search for your dream home. Once our real estate agents help you find the perfect property, you'll have to get down to the nitty gritty – qualifying for a loan.
Before a lender is willing to approve your loan application, you must prove that they can depend on you to pay back what you borrow. The "5 C's" of credit are the factors used to determine your creditworthiness. Let's take a look at each one in detail.
- Character
Character is the lender's determination of your general trustworthiness. Since it's not likely that the lender knows you personally, this is generally determined by reviewing your credit report and credit score. They'll look for red flags like a history of failing to make payments on time, loan defaults, or a general lack of credit history.
The higher your credit score, the more likely you are to receive approval and a favorable rate. You can prepare for this review by checking your credit reports before applying for your loan. This will give you time to correct any errors or take steps to improve your score if needed.
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