Date Archives: April 2022

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April
29

food truck friday

Cressy & Everett Real Estate, in conjunction with Versiti Blood Center of Michigan, Evelyn Mae's BBQ, and Sammy Arepas, will hold a Food Truck Friday and Blood Drive event on Friday, May 6 from 10 a.m. to 4 p.m. at Cressy & Everett – Saint Joseph, 3687 S. Lakeshore Drive.

Residents in good health and aged 16 and older are encouraged to sign up for a time to donate at https://bit.ly/MAYYOUSAVEALIFE.

For frequently asked questions about blood donation, visit www.versiti.org/faq/blood-donation-faq.

April
18

Gardening season is approaching fast, and we have the tips to ensure a bright and lush garden all summer long.

Spring is in the air, and it's almost time to start gardening... almost! However, if you're impatient to get started, there are plenty of things you can do now. Here is a quick checklist of things our real estate agents recommend for getting a jump start on your garden and on your home's curb appeal.

Click Here to Read More...

April
11

Looking to up your golf game? Here are the South Bend courses you don't want to miss.

Did you know April 10th is Golfer's Day? Whether you're going golfing to celebrate or just want to find a close new course to practice your swing, here are a few great golf courses in and around South Bend that our real estate agents recommend.

Click Here to Read More...

April
8

We are thrilled to partner with Landis, an innovative program that gives hope to those first-time buyers looking to succeed even in this hot market. Its mission is to guide renters on their path to homeownership, and it's the perfect solution for people who don't have enough saved for a down payment or a high enough credit score to qualify for a mortgage. Here's how it works.

  1. Apply online to see if you qualify. The application is free and won't impact your credit.
  2. Once approved, You will get a home budget, and I'll take you to see houses.
  3. Find your dream home. Landis will buy it and you'll move in as a renter.
  4. Buy your home from Landis. They'll provide free credit coaching and a down payment savings plan to help you get there.

https://www.cressyeverett.com/landis

April
4

Nervous about buying your first home? Here are some pointers that can help smooth out the process.

Buying your first home may seem like a lofty or overwhelming dream, but with a little preparation, your dream home can be yours! Here are a few tips from our real estate agents for buying your first home.

  • Start saving NOW.
    Buying a home requires a fair amount of savings. Upfront costs will include things like the home inspection, closing costs, and however much of a down payment you want to make. In addition, you'll want some money set aside to take care of any move-in expenses, such as repairs or upgrades that need to be made immediately. Saving up this amount of money can take some time, so start saving now, even if you're not planning on buying a home right away. The more you save, the better your buying power will be.

  • Do your research.
    In the meantime, while you're dutifully saving all of your extra money for your house fund, you can start doing some basic groundwork. Research homes in the areas you're interested in, finding out more about neighborhoods and market values so that you know where you want to start looking when the time comes. You may also want to look into mortgage options and calculate your payments so that you also know how much house you can afford in your preferred neighborhoods.

  • Get help.
    Saving up for a down payment as a first-time homebuyer is difficult, as you won't have equity in an existing property to put toward your next home. Fortunately, there are a lot of programs to help first-time homebuyers come up with their down payments. Grants and even some forgivable loans may not need to be repaid if you stay in your home for the minimum required amount of time.

  • Get preapproved.
    When it comes time to start the search for your dream home, the first thing you should do is to get preapproved. A letter of preapproval from a lender does a few things. First and foremost, it gives you a budget and lets you know exactly how much house you are shopping for. This can help fine-tune your search and prevents you from wasting time looking at houses you wouldn't have been able to afford. Just as importantly, it'll tell everyone, from your real estate agent to home sellers, that you're serious about buying a home and that you've got the financial backing to do so. With as fast as South Bend homes for sale are going under contract right now, this is especially important, as it makes your offer look more appealing and can help you to move faster if you see a home you like.

  • Find a good agent.
    Last but definitely not least: It's especially important for a first-time homebuyer to get a good agent, someone who can help them learn the ropes and navigate the home buying process from beginning to end. Look for someone who knows your desired areas well and can help you to find the home of your dreams for a price you can afford.

Buying your first home is a big undertaking, so it's especially important to have an agent you trust to help guide you through the process. If you're ready to start the search for your first home, contact us today, and we'll help make your dream a reality.

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