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Posts with tag 'First-time buyers'

Cressy & Everett Real Estate Blog

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January
8

Embarking on the journey of buying a home is an exciting milestone, but it's crucial to be aware of the potential hidden costs that may accompany this significant investment. Our real estate agents are here to guide you through the intricacies of home buying, shedding light on often-overlooked expenses. In this post, we'll explore these hidden costs, ensuring you are well-prepared for the financial aspects of your home purchase.

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October
23

Buying a home when you're self-employed can introduce some unique challenges. Here's how to navigate the buying process.

Getting a mortgage for a new home isn't easy without a substantial income, good credit, and a low amount of outstanding debt. If you're self-employed, lenders will require additional information to verify the stability of your business. Buying a home when you're self-employed is more complicated, but our real estate agents have tips to help you through the process.

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October
10

Hit the ground running in your home-buying journey by taking these initial steps.

Embarking on the journey to purchase your first home is a thrilling and momentous step in life. Our real estate agents understand the significance of this milestone and are here to guide you through the process. In this post, we'll outline the essential first steps to buying a home, helping you set off on this exciting adventure with confidence and clarity.

  • Assess Your Finances: Begin by taking a close look at your financial situation. Calculate your monthly income, expenses, and existing debts. This will help you determine how much you can comfortably allocate to your future home.

  • Set a Budget: Based on your financial assessment,...

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September
11

Ready to buy your dream home? Don't be surprised by these closing costs.

If you're a first-time home buyer, you've likely thought about the style of the house you like, the size of the house you need, and how much house you can afford, but you may not be aware of the closing costs you're required to pay to your mortgage lender. To help you prepare, our real estate agents want to give you an overview of closing costs and share some helpful tips.

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August
28

Need to boost your credit before buying a home? Here are the best ways to do it.

Whether you're buying your first home or just moving to a new location, it's important to get your finances and your credit score in order before you apply for a loan. Lenders will look closely at your income, debt, and credit score to make sure you can afford the mortgage on your new home. If your credit is less than perfect, consider these tips from our real estate agents that can help you raise your credit score in a short amount of time.

Check Your Credit Score

If you're considering a move and you're looking for

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